Buying Miami New Construction from Mexico

The Question

Yes, a buyer from Mexico can own Miami real estate. What matters is the structure you choose.

A Mexican national can own a Miami residence with no citizenship or residency requirement, either in their own name or through a company. This is ordinary and well travelled ground; buyers from Mexico do it constantly.

The decision that carries weight is how you hold it. Personal name is direct and simple. An entity, whether U.S. or offshore, changes privacy, liability, and tax treatment. Estate tax exposure is the piece that most often surprises a first-time cross-border buyer, and it is far cheaper to plan for than to discover.

The desk does not give legal or tax advice, and would not want to. What it does is lay out the terrain honestly and early, so you walk into the conversation with your advisor already knowing what to ask for your own situation.

The Shift

Prepared in advance beats informed too late.

The advantage of working with the desk is timing. You learn how structure and tax shape the purchase while every option is still open, not after contract, and you engage the right counsel for your circumstances before you are committed.

Name versus entity. Whether to hold in your own name or through a company, and what each choice means for you specifically, is a conversation the desk has early, then hands to counsel.

Estate tax exposure. The number that surprises most first-time foreign buyers. What applies to your situation depends on how you hold and who you are; the desk names it so you plan for it in advance.

Deposit path. The developer's deposit schedule, mapped to your currency and the timing of moving funds, so nothing is a surprise at contract, groundbreaking, or closing.

The right introductions. If you do not already have U.S. counsel, the desk introduces the attorney and, where relevant, the tax advisor suited to your circumstances, before you commit.

WhatsApp the desk · 305.588.4547·desk@miamidossier.com

Common Questions

What buyers from Mexico ask first

Can a Mexican citizen buy property in Miami?

Yes. No citizenship or residency is required to own residential real estate in Florida, in your own name or through a company. Which is right for you depends on your situation; the desk is the place to start that conversation.

Should I use a Mexican company, a U.S. company, or my own name?

All are used. The right answer turns on privacy, liability, and tax, and belongs with counsel. The desk frames the trade-offs and introduces the right advisor.

Why do people mention estate tax?

U.S. situated property can carry estate tax exposure for non-residents at a low threshold. Whether it applies to you depends on how you hold and your own situation, which is why it is planned ahead. Ask the desk and we will frame it before you speak with counsel.

Should I engage U.S. counsel?

The desk's position is to always recommend it. Title structure and its tax treatment depend on your specific circumstances, and that belongs with qualified counsel. If you do not already have one, the desk introduces an attorney experienced with Mexican buyers. Talk to the desk first and we will map the questions to bring to that conversation.

How are deposits handled from Mexico?

New construction uses a staged deposit schedule tied to milestones. The desk maps it to pesos and to the timing of transfers so there are no surprises. Ask the desk for the schedule on the building you have in mind.